chou fang造句

• The focus will be on pioneering innovative services such as loyalty programmes and mobile banking, says Gemplus Asia Pacific's vice-president and general manager, Chou Fang Soong . ` Banks will have to redefine their roles as service providers; they will have to evolve with technology .'While banks tend to look at the incremental costs in setting up smart card facilities, that is not quite the approach to take when implementing a programme.